
Article Summary
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- India vs. Philippines depends on the task. India suits tax prep, audit support, and month-end close. The Philippines suits AP/AR, payroll, and client-facing roles.
- Time zones differ. India is about 10 hours ahead of New York, the Philippines about 12 to 13. Agree on an overlap model up front.
- Judge total cost, not the hourly rate. Review time, onboarding, and tools can outweigh a lower fee.
- Check security before you sign. FTC Safeguards Rule and IRC Section 7216 duties follow your data offshore, so pilot for 90 days first.
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Book a Free ConsultationIndia is better for technical production such as US tax prep support, audit workpapers, and month-end close. The Philippines is better for voice-heavy roles like AP/AR and payroll support during US hours.

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